Hopping into a car with someone you’ve never met before is now commonplace. Millions of people use ridesharing services such as Uber or Lyft every day. However, these are just vehicles and are prone to the same amount of possible accidents as any other car. Uber and Lyft drivers operate their own vehicles and are considered independent contractors. Liability can rest with the driver, the ridesharing company, or even the manufacturer, if there was a defective part or component to the vehicle. If you have been in a car accident as an Uber or Lyft passenger, knowing who is responsible and liable for your injuries can be a legally complex issue.
Who Does a Passenger Sue?
As with any car accident, there must be a determination regarding fault regarding who was at-fault for the car accident. Oftentimes, this can be the driver that caused the accident, or in some cases both drivers. Some car insurance companies will offer specific auto insurance policy coverage for Uber or Lyft drivers. Other insurance companies will not cover any “commercial driving,” which would include Uber or Lyft drivers.
There are two options for a victim of a car accident as a passenger in a ridesharing vehicle.
- Other Driver At-Fault. If the other driver is at-fault for the accident, as an Uber or Lyft passenger, you can file an injury claim against that driver’s insurance policy for any medical bills, lost wages or other damages.
- Uber or Lyft Driver At-Fault. If the Uber or Lyft driver is at-fault for the accident, then your claim would be against the Uber or Lyft driver’s insurance policy. In the case that your driver’s insurance does not cover them as an Uber driver, you may be able to file a claim directly with Uber’s insurance policy. You may also be able to recover compensation by filing an underinsured claim as a passenger.
Steps to Take after an Accident in an Uber
If you were in a car accident in an Uber or a Lyft, make sure to follow these steps:
- Call 911
- Obtain the police report
- Obtain all witness contact information, and other driver contact information
- Never take the blame
- Seek medical treatment immediately
Contact an Experienced Car Attorney Today
When you are injured in an Uber or Lyft vehicle as a passenger, there are many areas of law you need to navigate: Which driver is responsible? Should you file a claim directly against Uber or Lyft? Before you sign a settlement agreement with an insurance company, you should contact an experienced car accident attorney to discuss your options and the best course of action in your case. Contact the experienced car accident attorneys at Jolly Berry Law at (949) 430-7322 or online today.